Home loans Perth
Our goal is to find home loans Perth borrowers can trust that are suitable for each person's unique needs. Whether you're looking to buy a new home, refinance an existing mortgage, or are looking for an investment property, our home loan specialists have access to dozens of lenders and hundreds of options.
With our knowledge, expertise, and experience, we examine the most competitive offers to find the solution that is right for you and guide you through every step of the process as you apply for a home loan.
The latest home loan rates
Featured offer
Home loan cashback offers up to $4k*
Refinancing has never been easier. If you have less than 80% of your existing home loan outstanding, simply get in touch and we'll do the hard work to find the right option for you with up to $4,000 cashback.
Featured rate
Interest rate
Comparison rate
With access to hundreds of loan offers, we help guarantee that you are getting a competitive rate with features that are right for you.
Why choose us?
Buying your first home, upsizing your existing family home, or looking to buy an investment property? Knowing where to turn for advice and get competitive home loan rates can be difficult, but Quantum Finance's home loan specialists in Perth is here to help.
At Quantum Finance Australia our team of Perth home loan specialists focus on what you need; we are not going to force you into a one-size-fits-all home loan. We are one of Perth's most trusted mortgage brokers, and we will put our years of experience and expertise to work brokering a home loan that will fit your needs and exceed your expectations.
Our lenders
We are not limited by the offerings of one or two banks. With access to dozens of lenders, we give you flexibility with your options and confidence that the loan you choose is right for you.
Use our handy calculator
Buying a house isn't a small purchase, so it's essential you make sure that you check how much you can borrow, with how much you can afford to repay each week. Looking ahead of time here can save you a lot of pain. Get in touch with our expert team of home loan brokers to arrange your loan today.
*The results generated by the calculator are general and don't take into account factors other than what you input. As such, the results are general and not necessarily accurate. For specific information, seek professional advice.
Gavin Harrigan
Managing Director
With over 17 years in the finance industry, Gavin brings unparalleled service to his clients. Moreover, he has made it his purpose to use his expertise to find the right finance option for each of his clients. So, you can be confident that Gavin has your back.
Qualifications:
- Bachelor of Commerce from Curtin University for Applied Finance and Commercial Law
- Diploma of Finance and Mortgage Broking Management from AAMC Training Group
- 18+ years of experience
- Elite broker status
What our clients say
Types of home loans
What are the most popular options?
With many different types of loans available, it is easy to feel overwhelmed when applying for a mortgage.
Our expert team will help you understand the jargon and all the different features to ensure that you can make an informed decision. And with access to hundreds of offers, we can find solutions with desirable features, such as:
No frills home loan
Also known as a 'basic variable rate home loan', this typically comes with few features but relatively low interest rates as a way to make up for the lack of extras found in other loan varieties.
No frills home loans are favoured by first-time home buyers and by those who are looking for a loan that is easy to understand. Buyers with strict budget parameters also like this loan type due to its lower payments.
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Standard variable rate home loan
A standard variable rate home loan is the most popular option for Australians.
There are many reasons why it is the preferred type of home loan. It is flexible, while remaining simple enough that even first-time borrowers can take advantage of its features.
These loans offer great flexibility and come with various features including a redraw option, lump-sum repayments without penalties, and 100% offset facility.
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Fixed rate home loan
The fixed rate home loan offers you a set interest rate for a pre-determined amount of time. Normally, the length of time ranges from one to five years. During this period, the interest rate will not increase. Of course, it will not decrease either.
Buyers who appreciate certainty, as well as those on stringent budgets and first-time home buyers, are most likely to choose a fixed rate home loan.
Learn more
How to apply for a home loan
FAQs
What services do we offer?
At Quantum Finance, we provide a range of mortgage brokering services, including assistance for first home buyers, refinancing options, and investment property purchases. We offer a diverse array of loan products tailored to meet the needs of various clients, from novices to seasoned investors.
How do mortgage brokers get paid?
Mortgage brokers typically earn their income through commissions paid by lenders, not from their clients.
To learn more about how these commission structures, read our blog about how mortgage brokers get paid.
Can we help with expatriate home loans?
Absolutely, we specialise in assisting Australian expats living overseas with securing home loans and competitive interest rates.
What options are available for refinancing?
We offer refinancing services to help you adjust your mortgage terms and potentially reduce payments, which is especially beneficial if your financial situation has changed.
Do we offer loans for construction and development projects?
Yes, we provide construction loans, which are interest-only during the construction phase, and development finance for projects of both new and experienced developers.
What makes us stand out as an independent mortgage broker?
As independent brokers, we provide personalised care and solutions for various challenges, including income verification issues, tight schedules, incomplete information, bad or recovering credit history, and more.
What are the recent trends in the home loan and property market?
We keep ourselves updated with the latest trends in the home loan industry, property market, and consumer behaviours, offering insights into these areas.
To stay up to date, read our blog covering all of the latest home loan, property market, and consumer behaviour trends.
Is Quantum Finance a licensed broker?
Yes, Quantum Finance Australia Pty Ltd is authorised under Australian Credit Licence Number 389083, operating as a trustee for the Gavin Harrigan Family Trust.
What is our privacy policy?
Please review our privacy policy to understand how your personal information will be treated as you access and interact with us.
